# Andrea Gorniok

> Andrea Gorniok is a fee-only financial advisor at Fairman Financial in Chesterbrook, Pennsylvania, who holds the CFP credential. Andrea focuses on tax planning, retirement planning and estate & legacy planning. Fairman Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/andrea-gorniok/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Fairman Financial
- **Based in:** Chesterbrook, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $902.1M across 1,010 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Retirement planning, Estate & legacy planning
- **Works with:** Ultra high net worth
- **CRD:** 8054494 (https://adviserinfo.sec.gov/individual/summary/8054494)
- **SEC registration:** Investment adviser representative in PA
- **Firm size:** 17 employees
- **Disclosures:** None reported
- **Website:** https://www.fairmanfinancial.com

## Frequently asked questions

### Is Andrea Gorniok a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Andrea holds no broker registration, and Fairman Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Andrea charge for financial advice?

Andrea's firm, Fairman Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Andrea Gorniok based?

Andrea Gorniok is based in Chesterbrook, Pennsylvania.

### What does Andrea specialize in?

Andrea's specialties include tax planning, retirement planning and estate & legacy planning. Andrea works with ultra high net worth.

### What credentials does Andrea Gorniok hold?

Andrea Gorniok holds the CFP credential.

### Is Andrea Gorniok registered with the SEC?

Yes. Andrea Gorniok is registered as an investment adviser representative in PA (CRD 8054494), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Fairman Financial manage?

Fairman Financial reports $902.1M across 1,010 accounts in assets under management.

### How do I contact Andrea Gorniok?

Through Andrea's website, www.fairmanfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8054494): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://fairmanfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.