# Andre Fernandes

> Andre Fernandes is a fee-only financial advisor at Stage Harbor Financial in Westwood, Massachusetts, who holds the CFP credential. Andre focuses on tax planning, estate & legacy planning and family wealth transfer. Stage Harbor Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/andre-fernandes/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Stage Harbor Financial
- **Based in:** Westwood, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.10B across 1,435 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Estate & legacy planning, Family wealth transfer, Small business owners
- **Works with:** Executives, Retirees, Pre-retirees, Founders, Divorced individuals, Multi-generational families
- **CRD:** 4726283 (https://adviserinfo.sec.gov/individual/summary/4726283)
- **SEC registration:** Investment adviser representative in MA, TX
- **Exams passed:** Series 66 (2007)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** http://www.stageharborfinancial.com

## Frequently asked questions

### Is Andre Fernandes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Andre holds no broker registration, and Stage Harbor Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Andre charge for financial advice?

Andre's firm, Stage Harbor Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Andre Fernandes based?

Andre Fernandes is based in Westwood, Massachusetts.

### What does Andre specialize in?

Andre's specialties include tax planning, estate & legacy planning, family wealth transfer and small business owners. Andre works with executives, retirees, pre-retirees, founders and divorced individuals.

### What credentials does Andre Fernandes hold?

Andre Fernandes holds the CFP credential.

### Is Andre Fernandes registered with the SEC?

Yes. Andre Fernandes is registered as an investment adviser representative in MA and TX (CRD 4726283), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Stage Harbor Financial manage?

Stage Harbor Financial reports $1.10B across 1,435 accounts in assets under management.

### How do I contact Andre Fernandes?

Through Andre's website, www.stageharborfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4726283): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://stageharborfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.