# Amber Woods

> Amber Woods is a fee-only financial advisor at Lula Financial in Oakland, California. Lula Financial reports charging a subscription and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/amber-woods/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Lula Financial
- **Based in:** Oakland, California
- **Fee model (firm's Form ADV):** Subscription; Fixed fees
- **CRD:** 8338212 (https://adviserinfo.sec.gov/individual/summary/8338212)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2026)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Amber Woods a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Amber holds no broker registration, and Lula Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Amber charge for financial advice?

Amber's firm, Lula Financial, reports charging a subscription and fixed fees on its SEC Form ADV.

### Where is Amber Woods based?

Amber Woods is based in Oakland, California.

### Is Amber Woods registered with the SEC?

Yes. Amber Woods is registered as an investment adviser representative in CA (CRD 8338212), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Amber Woods?

Contact details aren't on file yet. Search for Lula Financial.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8338212): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.