# Amber Pennycoff

> Amber Pennycoff is a fee-only financial advisor at Hudock Capital in Williamsport, Pennsylvania. Amber focuses on retirement planning, estate & legacy planning and tax planning. Hudock Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/amber-pennycoff/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Hudock Capital
- **Based in:** Williamsport, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Fees (firm's website):** a $1,000,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.00B across 2,589 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Family wealth transfer
- **CRD:** 7175161 (https://adviserinfo.sec.gov/individual/summary/7175161)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 65 (2021)
- **Firm size:** 15 employees
- **Disclosures:** None reported
- **Website:** https://www.hudockcapital.com

## Frequently asked questions

### Is Amber Pennycoff a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Amber holds no broker registration, and Hudock Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Amber charge for financial advice?

Amber's firm, Hudock Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### How much does Amber charge?

According to Hudock Capital's website, checked October 30, 2026: a $1,000,000 asset minimum.

### Where is Amber Pennycoff based?

Amber Pennycoff is based in Williamsport, Pennsylvania.

### What does Amber specialize in?

Amber's specialties include retirement planning, estate & legacy planning, tax planning and family wealth transfer.

### Is Amber Pennycoff registered with the SEC?

Yes. Amber Pennycoff is registered as an investment adviser representative in PA (CRD 7175161), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Hudock Capital manage?

Hudock Capital reports $1.00B across 2,589 accounts in assets under management.

### How do I contact Amber Pennycoff?

Through Amber's website, www.hudockcapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7175161): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://hudockcapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.