# Amanda Bearden

> Amanda Bearden is a fee-only financial advisor at Financial ZEN in San Francisco, California, who holds the CFP credential. Financial ZEN reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/amanda-bearden/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Financial ZEN
- **Based in:** San Francisco, California
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $167.6M across 609 accounts
- **Credentials:** CFP
- **CRD:** 7708372 (https://adviserinfo.sec.gov/individual/summary/7708372)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 65 (2023)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://financialzen.com/

## Frequently asked questions

### Is Amanda Bearden a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Amanda holds no broker registration, and Financial ZEN reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Amanda charge for financial advice?

Amanda's firm, Financial ZEN, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Amanda Bearden based?

Amanda Bearden is based in San Francisco, California.

### What credentials does Amanda Bearden hold?

Amanda Bearden holds the CFP credential.

### Is Amanda Bearden registered with the SEC?

Yes. Amanda Bearden is registered as an investment adviser representative in CA and TX (CRD 7708372), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial ZEN manage?

Financial ZEN reports $167.6M across 609 accounts in assets under management.

### How do I contact Amanda Bearden?

Through Amanda's website, financialzen.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7708372): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.