# Alan Kepfer

> Alan Kepfer is a fee-only financial advisor at Aspen Financial Management in Cheney, Washington. Alan focuses on estate & legacy planning, retirement planning and small business owners. Aspen Financial Management reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/alan-kepfer/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Aspen Financial Management
- **Based in:** Cheney, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $19.4M across 94 accounts
- **Specialties:** Estate & legacy planning, Retirement planning, Small business owners
- **CRD:** 1869887 (https://adviserinfo.sec.gov/individual/summary/1869887)
- **SEC registration:** Investment adviser representative in FL, NM, TX, WA
- **Exams passed:** Series 63 (1997), Series 65 (2000)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://aspenfm.com

## Frequently asked questions

### Is Alan Kepfer a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Alan holds no broker registration, and Aspen Financial Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Alan charge for financial advice?

Alan's firm, Aspen Financial Management, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Alan Kepfer based?

Alan Kepfer is based in Cheney, Washington.

### What does Alan specialize in?

Alan's specialties include estate & legacy planning, retirement planning and small business owners.

### Is Alan Kepfer registered with the SEC?

Yes. Alan Kepfer is registered as an investment adviser representative in FL, NM, TX and WA (CRD 1869887), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Aspen Financial Management manage?

Aspen Financial Management reports $19.4M across 94 accounts in assets under management.

### How do I contact Alan Kepfer?

Through Alan's website, aspenfm.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1869887): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://aspenfm.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.