# Al Faber > Al Faber is a fee-only financial advisor at DIWY Financial Planning in Los Angeles, California, who holds the CFP, ChFC and CLU credentials. Al charges a one-time planning fee and hourly fees (no asset minimum) and focuses on estate & legacy planning, real estate investors and cross-border (US / Canada). Page: https://find.wellspent.co/advisors/al-faber/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** DIWY Financial Planning - **Based in:** Los Angeles, California - **Fee model:** One-time planning fee; Hourly - **Fees (firm's website):** no asset minimum - **Fees (Advice-Only Network profile):** one-time plans from $400; from $400 an hour - **Works virtually:** Yes (firm's website) - **Accepting new clients:** Yes (firm's website) - **Credentials:** CFP, ChFC, CLU, MBA - **Specialties:** Estate & legacy planning, Real estate investors, Cross-border (US / Canada), Crypto & digital assets, Retirement planning, Tax planning, Small business owners - **Works with:** High earners, Tech employees, Early-career professionals, Pre-retirees, Mid-life transitions - **CRD:** 1464114 (https://adviserinfo.sec.gov/individual/summary/1464114) - **SEC registration:** Investment adviser representative in CA, NY, OR, TX - **Exams passed:** Series 63 (2002), Series 65 (2003) - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://diwyfp.com ## About Al Faber founded DIWY Financial Planning in 2025, an advice-only RIA offering hourly and flat-fee planning. After more than two decades at firms including JPMorgan Chase, Morgan Stanley, Bloomberg and HSBC, he built a do-it-with-you approach centered on collaboration, education and transparency, without product sales, asset minimums or ongoing fees. A first-generation American, Al was born in Brooklyn to parents who immigrated from Central America and the Caribbean. He moved to California in 1999 with his wife and two children and now splits his time among California, Florida, Nevada and New York. He holds a BS in electrical engineering from Syracuse University and an MBA in finance from Long Island University, and he enjoys astronomy, cycling, mentoring, paragliding and sailing. ## Frequently asked questions ### Is Al Faber a fee-only financial advisor? Yes. Al Faber is listed in the NAPFA directory (NAPFA admits only fee-only advisors), the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Al's firm. ### How does Al charge for financial advice? Al charges a one-time planning fee and hourly fees. ### How much does Al charge? According to DIWY Financial Planning's website, checked October 28, 2026: no asset minimum. ### Does Al work with clients virtually? Yes. DIWY Financial Planning says on its website that it works with clients remotely. ### Where is Al Faber based? Al Faber is based in Los Angeles, California. ### What does Al specialize in? Al's specialties include estate & legacy planning, real estate investors, cross-border (US / Canada), crypto & digital assets, retirement planning and tax planning. Al works with high earners, tech employees, early-career professionals, pre-retirees and mid-life transitions. ### What credentials does Al Faber hold? Al Faber holds the CFP, ChFC, CLU and MBA credentials. ### Is Al Faber registered with the SEC? Yes. Al Faber is registered as an investment adviser representative in CA, NY, OR and TX (CRD 1464114), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How do I contact Al Faber? Through Al's website, diwyfp.com. ## Sources - NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/52600): NAPFA admits only fee-only advisors - XY Planning Network directory listing: XYPN members are fee-only - Advice-Only Network listing: advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://www.diwyfp.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.