# Adrienne Ross

> Adrienne Ross is a fee-only financial advisor at APFORIA, LTD in Spokane, Washington, who holds the CFP, ChFC and AFC credentials. APFORIA, LTD reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/adrienne-ross/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** APFORIA, LTD
- **Based in:** Spokane, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $101.9M across 1,228 accounts
- **Credentials:** CFP, ChFC, AFC
- **CRD:** 7089842 (https://adviserinfo.sec.gov/individual/summary/7089842)
- **SEC registration:** Investment adviser representative in VA, WA
- **Exams passed:** Series 65 (2018)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** https://apforia.com

## Frequently asked questions

### Is Adrienne Ross a fee-only financial advisor?

Yes. Adrienne Ross is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Adrienne's firm.

### How does Adrienne charge for financial advice?

Adrienne's firm, APFORIA, LTD, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Adrienne Ross based?

Adrienne Ross is based in Spokane, Washington.

### What credentials does Adrienne Ross hold?

Adrienne Ross holds the CFP, ChFC and AFC credentials.

### Is Adrienne Ross registered with the SEC?

Yes. Adrienne Ross is registered as an investment adviser representative in VA and WA (CRD 7089842), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does APFORIA, LTD manage?

APFORIA, LTD reports $101.9M across 1,228 accounts in assets under management.

### How do I contact Adrienne Ross?

Through Adrienne's website, apforia.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/adrienne-ross-10065): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.