# Adrian Kowal

> Adrian Kowal is a fee-only financial advisor at Equity Financial Management in Denver, Colorado. Adrian focuses on retirement planning, estate & legacy planning and tax planning. Equity Financial Management reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/adrian-kowal/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Equity Financial Management
- **Based in:** Denver, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $5.1M across 12 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 6157008 (https://adviserinfo.sec.gov/individual/summary/6157008)
- **SEC registration:** Investment adviser representative in CO
- **Exams passed:** Series 63 (2013), Series 66 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.equityfinancialllc.com/

## Frequently asked questions

### Is Adrian Kowal a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Adrian holds no broker registration, and Equity Financial Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Adrian charge for financial advice?

Adrian's firm, Equity Financial Management, reports charging a percentage of assets on its SEC Form ADV.

### Where is Adrian Kowal based?

Adrian Kowal is based in Denver, Colorado.

### What does Adrian specialize in?

Adrian's specialties include retirement planning, estate & legacy planning and tax planning.

### Is Adrian Kowal registered with the SEC?

Yes. Adrian Kowal is registered as an investment adviser representative in CO (CRD 6157008), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Equity Financial Management manage?

Equity Financial Management reports $5.1M across 12 accounts in assets under management.

### How do I contact Adrian Kowal?

Through Adrian's website, www.equityfinancialllc.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6157008): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.equityfinancialllc.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.