# Adrian Fernandez

> Adrian Fernandez is a fee-only financial advisor at Opal Advisors in Bellevue, Washington. Adrian focuses on retirement planning, estate & legacy planning and tax planning. Opal Advisors reports charging a percentage of assets and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/adrian-fernandez/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Opal Advisors
- **Based in:** Bellevue, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Performance-based fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $174.0M across 381 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 8349131 (https://adviserinfo.sec.gov/individual/summary/8349131)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 65 (2026)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://www.opaladvisors.com/

## Frequently asked questions

### Is Adrian Fernandez a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Adrian holds no broker registration, and Opal Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Adrian charge for financial advice?

Adrian's firm, Opal Advisors, reports charging a percentage of assets and performance-based fees on its SEC Form ADV.

### Where is Adrian Fernandez based?

Adrian Fernandez is based in Bellevue, Washington.

### What does Adrian specialize in?

Adrian's specialties include retirement planning, estate & legacy planning and tax planning.

### Is Adrian Fernandez registered with the SEC?

Yes. Adrian Fernandez is registered as an investment adviser representative in WA (CRD 8349131), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Opal Advisors manage?

Opal Advisors reports $174.0M across 381 accounts in assets under management.

### How do I contact Adrian Fernandez?

Through Adrian's website, www.opaladvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8349131): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://opaladvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.