# Adam Harding

> Adam Harding is a fee-only financial advisor at Harding Wealth in Tempe, Arizona, who holds the CFP credential. Adam focuses on retirement planning, estate & legacy planning and tax planning. Harding Wealth reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/adam-harding/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Harding Wealth
- **Based in:** Tempe, Arizona
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Fees (firm's website):** a $1,000,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $212.6M across 573 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Family wealth transfer
- **Works with:** Retirees, Pre-retirees, Multi-generational families
- **CRD:** 6055895 (https://adviserinfo.sec.gov/individual/summary/6055895)
- **SEC registration:** Investment adviser representative in AZ, ID
- **Exams passed:** Series 65 (2011)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://www.hardingwealth.com

## Frequently asked questions

### Is Adam Harding a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Adam holds no broker registration, and Harding Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Adam charge for financial advice?

Adam's firm, Harding Wealth, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### How much does Adam charge?

According to Harding Wealth's website, checked October 30, 2026: a $1,000,000 asset minimum.

### Does Adam work with clients virtually?

Yes. Harding Wealth says on its website that it works with clients remotely.

### Where is Adam Harding based?

Adam Harding is based in Tempe, Arizona.

### What does Adam specialize in?

Adam's specialties include retirement planning, estate & legacy planning, tax planning and family wealth transfer. Adam works with retirees, pre-retirees and multi-generational families.

### What credentials does Adam Harding hold?

Adam Harding holds the CFP credential.

### Is Adam Harding registered with the SEC?

Yes. Adam Harding is registered as an investment adviser representative in AZ and ID (CRD 6055895), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Harding Wealth manage?

Harding Wealth reports $212.6M across 573 accounts in assets under management.

### How do I contact Adam Harding?

Through Adam's website, www.hardingwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6055895): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.hardingwealth.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.