# Abigail Chao

> Abigail Chao is a fee-only financial advisor at Cosmos Wealth in La Jolla, California. Abigail focuses on retirement planning, tax planning and estate & legacy planning. Cosmos Wealth reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/abigail-chao/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Cosmos Wealth
- **Based in:** La Jolla, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $191.5M across 135 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Family wealth transfer
- **Works with:** Pre-retirees, Retirees, Ultra high net worth
- **CRD:** 6634409 (https://adviserinfo.sec.gov/individual/summary/6634409)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 66 (2018)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://cosmoswealth.com

## Frequently asked questions

### Is Abigail Chao a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Abigail holds no broker registration, and Cosmos Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Abigail charge for financial advice?

Abigail's firm, Cosmos Wealth, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Abigail Chao based?

Abigail Chao is based in La Jolla, California.

### What does Abigail specialize in?

Abigail's specialties include retirement planning, tax planning, estate & legacy planning and family wealth transfer. Abigail works with pre-retirees, retirees and ultra high net worth.

### Is Abigail Chao registered with the SEC?

Yes. Abigail Chao is registered as an investment adviser representative in CA (CRD 6634409), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cosmos Wealth manage?

Cosmos Wealth reports $191.5M across 135 accounts in assets under management.

### How do I contact Abigail Chao?

Through Abigail's website, cosmoswealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6634409): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cosmoswealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.